Micro payments from a mobile phone handset give people the advantage to pay for parking, the theater or a transportation ticket without queuing or looking for an ATM payment terminal. TELCOS and Banks are constantly seeking easy and secure solutions to be integrated into traditional payment circuits.

At the same time Companies and Public Institutions delivering services to citizens are investing heavily to provide easy access to their information systems in order to quickly interact with their citizen-customers. Such services are mainly deployed today through Internet on a PC. But more and more requests are being made for service availability on one of the most popular devices in use today, the mobile phone.